Terms & Conditions

1. Introduction

Welcome to NEFT Worldwide ("we," "our," or "us"). These Terms & Conditions ("Terms") govern your use of our website, services, and products, including data analytics, web development, application development, and related consulting services (collectively, the "Services").

By accessing our website or engaging our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

2. Definitions

• "Client" – the individual or entity that engages our Services.
• "Deliverables" – all work products, software, reports, dashboards, code, and documentation provided to the Client.
• "Project" – a specific engagement described in a Statement of Work (SOW) or proposal.
• "Confidential Information" – any non‑public information disclosed by either party, including business strategies, client data, and technical solutions.

3. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You shall not:

• Use the Services in any way that violates applicable laws or regulations.
• Infringe upon the intellectual property rights of NEFT Worldwide or any third party.
• Attempt to reverse‑engineer, decompile, or disassemble any software or systems provided.
• Interfere with the security, performance, or availability of our systems.

4. Intellectual Property

All intellectual property rights in the Services, including software, designs, dashboards, algorithms, and documentation, are owned by NEFT Worldwide or our licensors.

Upon full payment for a Project, the Client receives a perpetual, non‑exclusive license to use the Deliverables for their internal business purposes. NEFT Worldwide retains the right to reuse general knowledge, methodologies, and code libraries developed during the engagement.

5. Client Responsibilities

The Client agrees to:

• Provide accurate, timely, and complete information necessary for project execution.
• Designate a primary point of contact with decision‑making authority.
• Review and approve deliverables within agreed timeframes.
• Ensure that any data or materials provided to NEFT Worldwide are legally owned or properly licensed.

6. Payment Terms

Fees for our Services are outlined in the applicable SOW or proposal. Unless otherwise specified, invoices are payable within 30 days of receipt. Late payments may incur interest at the rate of 1.5% per month or the maximum allowed by law.

All fees are exclusive of applicable taxes, which are the responsibility of the Client.

7. Confidentiality

Both parties agree to protect each other's Confidential Information with the same degree of care they use for their own. Confidential Information shall not be disclosed to third parties except as required by law or with prior written consent.

This obligation survives termination of these Terms.

8. Limitation of Liability

To the maximum extent permitted by law, NEFT Worldwide shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to the use of our Services.

Our total cumulative liability for any claim arising from these Terms shall not exceed the total fees paid by the Client for the specific Project giving rise to the claim.

9. Termination

Either party may terminate a Project engagement with written notice if the other party materially breaches these Terms and fails to cure the breach within 30 days of receiving written notice.

Upon termination, the Client shall pay for all work performed up to the date of termination.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in San Francisco, California.

11. Changes to These Terms

We reserve the right to modify these Terms at any time. We will post the updated Terms on this page with a new "Last Updated" date. Your continued use of our Services after any changes constitutes acceptance of the revised Terms.